Muhammad is the Chief Risk Officer of the National Empowerment Fund (NEF), where he has built over 20 years of experience supporting the organisation’s mandate to advance inclusive economic growth and transformation. His expertise spans enterprise risk management, investment and funding risk, governance, and the development of sustainable businesses. Through his extensive experience within the NEF, he brings valuable insight into the challenges SMMEs face in accessing finance, what funders consider when assessing opportunities, and how entrepreneurs can better position their businesses for funding, growth and long-term sustainability.
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