Paepae Malatji

Paepae Malatji

Investment Analyst, SEDFA Gauteng South

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Speaker Bio

An accomplished investment and enterprise development professional with more than 30 years of experience spanning investment management, business development, credit analysis, banking, and small business support. Throughout my career, I have demonstrated a strong commitment to fostering entrepreneurship, supporting business growth, and facilitating access to finance for emerging and established enterprises.

Current work commitments

I serve as an Investment Analyst at SEDFA (Small Enterprise Development and Finance Agency), a position I have held for the past three years. In this role, I am responsible for evaluating investment opportunities, conducting financial and business assessments, and supporting strategic investment decisions that contribute to economic development and enterprise growth.

Past work experience

Prior to this role, I served as an Investment Officer at SEDFA for nine years, where I played a key role in deal writing, deal presentation, assessing funding applications, structuring transactions, conducting due diligence and supporting businesses through various stages of growth and development.

Before joining SEDFA, I served as Business Development Manager at Shanduka Black Umbrellas for three years, where I worked closely with entrepreneurs and small businesses, providing strategic guidance, business development support, and access to growth opportunities.

My banking and financial services experience includes serving as Regional Manager at ABSA Bank Ltd for four years, where I led regional operations, managed client relationships, and drove business growth initiatives across multiple markets.

I also spent eight years with NedEnterprise, a former division of Nedbank, serving first as a Credit Analyst for three years and later as a Business Development Manager for five years. During this period, I developed deep expertise in credit risk assessment, financial analysis, lending solutions, and business development, supporting a wide range of enterprises in achieving their strategic objectives.

I began my professional career with Standard Bank, where I completed three years as a Trainee Manager, gaining comprehensive exposure to banking operations, customer relationship management, financial services, and leadership development.

Over the course of my career, I have built a reputation for sound financial analysis, prudent investment decision-making, stakeholder engagement, and a passion for empowering businesses to achieve sustainable growth. My diverse experience across development finance institutions, enterprise development organizations, and major banking institutions positions me as a seasoned professional in the fields of investment management and business development.

Total Professional Experience: More than 30 years across investment analysis, enterprise development, business banking, credit risk management, and financial services.

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